As well as learning in this academy I am learning minimalist living too, it got my 2 year back from now, it is still an ongoing process but things that I have learned along the way, helped me to keep my finance better, I learned to evaluate my purchases or if I want to spent money on something I do check if what I have is enough, maybe I don’t need a new camera or phone with new features that I am not gonna use it, or more speed, cause you don’t need a lot of speed on your phone to make calls send texts and email, cause that is all I am doing on my phone. So these new thing allowed me not to cash in my earning, but I am still learning and I do feel the benefits already. Seeing more money in my account after each month.
I could take my lunch to work, prepping it on weekends. That would save me “instant gratification” I get with fast food, etc. Over time there would be much more funds to spend on crypto.
Getting up without clicking the snooze button. Those extra minutes in bed won’t do any good, and my level of energy will increase. Studies say that when we get up at the first time, our brain starts working right away, while if we click the snooze we will try to make another sleep cycle which gets interrupted over and over again.
Tomorrow morning is the day! Today it was only 2 snoozes and i’m on my way of completing the 2nd course. So let’s increase my energy and become a better version of myself!
Thanks for the reminder 
I should definitely delete my food delivery -application (wolt). I might easily spend ~10% of my monthly earnings just ordering food. As a student that 10% could be used a lot better ^.
EDIT: Yeah heck it, I just deleted the application and challenged myself to spend a whole month without it (for starters)
I tend to spend more time on business which results in instant gratification than relationships which tend towards delayed gratification, so a change would be to add actions to my schedule that are relationship building while subtracting business actions.
One habit I’ve been getting into and plan to get more into is my self education. Ever since I have started educating myself more with the world of crypto, blockchain and finance I realize the importance of low delayed gratification. Also how it can be hard to train yourself on not being so instant sometimes, but with education and some work it pays off by far!
Propose a change you could make to one of your habits, that would reduce your time preference from high (instant gratification) to low (delayed gratification) time preference. It could relate to any aspect of your life (financial, diet, exercise, relationships or education).
I need to reduce the amount of time spent on social media and Netflix. I will gain more time to workout and spend furthering my education.
I could wait to eat sugary desert until the weekend.
Propose a change you could make to one of your habits, that would reduce your time preference from high (instant gratification) to low (delayed gratification) time preference. It could relate to any aspect of your life (financial, diet, exercise, relationships or education).
I would watch less series per day and use that amount of time in learning the courses in Ivan on Tech Academy.
I have stoped using snooze, now just have to put the alarm an hour earlier.
reduce 1 hour of listening music and playing videogames per-day in exchange for taking attention to educational blockchain materials
Instead of impulse buying material things, I should use that money to invest. Material items may give me instant gratification, but that feeling quickly fades. If I invested, the money would bring me closer to my life goal of being financially free.
wake up earlier by 10 minutes
I could spend less time on the internet looking for the right property to buy and spend that time on studying on how to invest wisely.
Going to bed earlier would give me more energy to actually accomplish more during the daytime… Ultimately, tiredness catches up with me and increases the risk of procrastinating during parts of the day where I should be efficient (especially in terms of my education and learning as much as possible).
Speaking of procrastination, I must also significantly reduce the amount of time that I waste browsing on YouTube and watching Netflix (i.e. doing things that do not actually help me to develop as a person…).
I have a tendency to give in to Pizza Hut cravings, they can be very hard to control (I eat a plant-based diet but Pizza-Hut has been the last sin in my diet). A way for me to reduce my time preference would be to establish a structure in which I choose to eat a Pizza Hut meal once to twice per month.
Going to sleep before 2300 and proper routine in the morning!
The routine comes before checking phone or turning on the computer.
This would make sure that the fundamentals are taken care of, rest, nutrition, self care, focus . . . THEN begin the day.
I’m usually up late reading and ‘researching’ crypto, learning music production or some other fix, then the computer goes on first thing in the morning and I’m stuck again diving straight into the days learning opportunities, skipping breakfast and forgetting the essentials. . .
carving out time to cook healthy instead of paying a premium for prepared foods
I really need to exercise more. I always tell myself I would do it more often and then find ALL the excuses in the world! It’s like I sabotage myself instead of being my own friend.
Main one for me is sleep. I stay up late after a day of schooling or work because I tell myself that ive earned it. However if I went to bed on time I would be more productive while I’m awake and could finish my duties faster, then have more time to relax while still going to bed on time. Currently, the staying up late one day, means I end up staying up late the next day and its an endless cycle that I could easily break with some willpower.