Shopping online rather than going to the store. Less likely to browse online and I have to wait longer to get it
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15-20 minutes learn on Ivanontech. 
There is no interuption from a date when i start academy.
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A few things come to mind. Getting rid of things I donāt use/need. These possesions can either be sold and money reinvested for growth or donated to those less fortunate. In hand with that itās controlling impulse buying and asking the question is this something I really need? Will this make improve my quality of life? If the answer is no then that is money saved that can also be invested in my future. Most of the time the answer is no. Came across an interesting documentary on Netflix the other day that really helped me to put things into perspective.
https://www.youtube.com/watch?v=jn-xbOCZOiQ&ab_channel=Netflix
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I started to listen sleep meditation before going to sleep. Instead I always played games on phone. Now i awake refreshed with clear mind and ready for more Ivan on Tech courses. Itās easier to get up in the mornings.
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I like a good sample sales and when I have the compulsion to shop, I quickly open up my investment exchange to invest. A good strategy for training the mind to identifying which activity has genuine store value with added interest rate.
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I want that life! 
First, Iād strongly work on spending less, no matter how huge the Extra financial inflow. Secondly, to strive to maintain way lesser calorie intake even as I burn more calories exercising so as to avoid offsetting my gains financially or relative to calorie-burn. Finally, Iād work on eliminating every tendency of complacency and train my mind to never relent but to keep going and even go harder no matter how satisfactory initial results might seem.
Propose a change you could make to one of your habits, that would reduce your time preference from high (instant gratification) to low (delayed gratification) time preference. It could relate to any aspect of your life (financial, diet, exercise, relationships or education).
I actually had to learn it the hard way. I struggled to find a job in the gaming industry -which was my dream career-, I was highly endebted, had mortgage fees, and I just split up with my former wife.
So I had to move back to my familyās apartment, swallow up my pride and accept help from my mom, being cast away from Banks, coming back to my Software Engineer career -which I love-.
I also left the supermarket for the fair, learnt to cook instead of asking for a delivery (actually, food prices skyrocketed after Uber Eats appeared here). The only expenses I kept were the tickets to support my soccer team, a constrained amount of money to go out with my daughters or friends, and studying, as I knew a lot of stuff, but I hadnāt any certificate that can prove it to a counterpart that has no insight of my area (which is basically, how an important part of recruitment works out here).
I usually dump every paycheck into crypto immediately, whether market is up or down. Then things usually take a dip a day later and I could have gotten in lower if Iād have waited a day longer to jump in. So, I should start DCAing when the market is up, then pile the rest in when it dips. Having a little self-control when I want to FOMO into green candles will likely maximize my long-term gains.
The change I am currently making is studying 30min - 1 hour each day rather than watching Netflix
A change I could make is that I could start learning to listen before I speak. When in conversation I tend to talk over people bc I want to get my point across first and I had bit me in the butt beforeā¦
When I am bored I spend money
Need to find an alternative to replace spending
Give up snacks. I keep thinking āsome day when my stress is lower and demands on my time arenāt quite so severeā but I think I might be old, retired and in poor health by then.
reduce the amount of times per week that you go out for a meal would save a lot in the long run seems like one of the things that is easiest to change with a little bit op preparation
I would diminish the time I provide to Acquaintances (āFriendsā). It takes away from me much Personal Energy (Translates to diminish potential in other aspects in my life) and time. Learning to Sift and Focused grading of Importance.
I could eat out less. This would take more time for my day but I could eat healthier and save money. Win win
Exercise is an essential part of my routine for wellbeing and overall health. I have recently started a program to āprepareā joints and articulations, which I use intensively, for the normal ageing process and with that prevent injury. It is very gradual and requires a lot of attention and discipline. It is an investment where I will collect the benefit in the future.
I have a portfolio that is geared to high risk and mostly in the short term. I could alter that so that it is more balanced, will generate even returns overtime and not be at risk of loss in these uncertain times.
I would start following a strict sleep schedule and avoid sleeping in. The minutes or hours wasted could have been used to study
Stop working too much for my employer would lead to a loss of money and maybe a loss in economic status in the short term but in the long term I would have more time for my family and I could invest that time in education (e.g. studying crypto). This might not seem easy but it can increase my well being and even increase my chances to get a more intersting and fullfilling occupation in the future.