Belgium:
Payment: FinFlag provides solutions in the payment industrie. It provides a no-code platform for
business application in Financial Services aiming at making back-offices as flexible as front-offices.
Investing: public.com
Borrowing: Klarna
Savings: PayFit
Lending: Brex
Insuring: RiskConcile is a companie that works in the risk management and compliance
I define GERMANY for my region, because this is difficult enough 
Payment: PAYDIREKT.de - A service like Paypal where you can pay directly on many online shops in germany with an existing german bank account and without delay.
Investements: TRADEREPUBLIC.com - A german investement broker for investing in stocks etf or cryptocurrencies
Borrowing: DKB.de is a online bank where you can also borrow Fiat “money”
Saving: N26.com - A Neo bank with savings option
Lending: AUXMONEY.com - Here you can lend as a private person for higher interest without a bank as an intermediate of high fees.
Insurance: FRIDAY.de Online insurance provider
Justfi- Focused on payment solutions for Saas businesses
Envestnet- Fintech Investment/financial services
Coterie-Coterie integrates insurance into platforms and processes that businesses, contractors, and gig workers already use, unlocking protection in minutes. Their tech-based approach to business insurance uses data-driven automation, providing accurate, affordable coverage – without the hassle
Akru- The company offers investors fractionalized ownership in the form of security tokens and enables instantaneous transactions to be recorded on an immutable ledger, building investor trust, thereby allowing users to invest and prosper.
Struxtion- one of the first online financial solution built specifically for subcontractors. Struxtion was born from the desire to remove the financial obstacles that so many Subcontractors face in growing their business, allowing them to focus on the work, and the growth, and not fear the need for capital.
10XTS- 10XTS is the developer of record management systems designed to make connecting things to blockchain easy. The company’s blockchain-powered platform makes it simple to develop trustworthy records information management solutions that are seamlessly connected by a suite of standards, business processes, digital tools, and APIs, thereby enabling helps governments and enterprises to achieve automation, efficiency, and trust. Founder and CEO Michael Hiles is a dynamic, always-on entrepreneur and contributor to our Greater Cincinnati’s innovation ecosystem.
1. Save: Acorn
2. Paying: Flex
The company covers rent payments and allows customers to pay back amounts on their own schedules, creating a more flexible payment experience.
3. Borrowing: ZIP.
ZIP = Buy now / Pay later.
4. Lending: Earnest
Uses its Precision Pricing tool to determine individualized student and personal loans.
5. Investing: Guideline.
Administers 401(k) plans for small businesses.
6. Insurance: Coalition.
Combines cybersecurity insurance with proactive monitoring tools to help small and medium-sized businesses manage cyber risk
pay - peach payments
invest - satrix.co.za
borrow - rcs.co.za
save - uasv.co.za
lend - directaxis.co.za
insure - naked.insure
country is South Africa
PAY: Stripe, PayU, MobilPay, Euplatesc.ro = online payment platforms that can be used by ecommerce players + Revolut (international/SEPA transfers)
INVEST: Revolut, Etoro = stocks and Crypto-focused investments;
BORROW: VivaCredit, Provident = Borrow money online
SAVE: Revolut
LEND: Mintos
INSURANCE: Signal Iduna
Pay: MobilPay
Invest: Revolut, Etoro
Borrow: Provident
Save: Revolut
Lend: Mintos
Insurance: Zipari
Mexico city:
pay : bitso , clip
invest: Konfio , kubo.financiero
borrow: Konfio
saving: finerio , kubo.financiero
lending: alphacredit
insure: mango.life
Atlanta, GA:
pay: global payments Inc.
invest: Ryze, cappio, inveshare
borrow: greensky, bZx,
saving:
lending: fiserv, kabbage
insurance: layr, atlas insuretech,
Payments
https://www.silamoney.com/ Sila is the money API for fintech businesses. Sila stands alone in that it offers the unique combination of industry-leading technology, access to a network of pre-approved partners in the fintech marketplace, and deep industry expertise and thought leadership.
https://routable.com/ Routable is a B2B payments platform built to make bill payments and mass payouts fast and seamless. Unlike other payment platforms, Routable’s modern, easy-to-use API allows you to build a powerful payments infrastructure in minutes.
https://gocardless.com/en-us/partners/ GoCardless lets businesses send and receive payments directly between bank accounts. Whether domestic or international, one-off or recurring, scheduled or instant. GoCardless does it all – quick, easy, and secure.
Borrowing
https://www.preapprovemeapp.com/ We built a new type of Loan Application, that focusses on giving your customers what their looking for. Our approach to building a digital 1003 was simple, don’t overwhelm the customer, and we believe we did just that. Customers will be presented with easy, bite sized sections that they can sift through at their speed.
https://www.oppfi.com/ To facilitate safe, simple and more affordable credit access to the 60 million² everyday Americans who currently lack traditional options while rebuilding their financial health.
https://www.earnest.com/ You’ve got this. We’re here to help you pay for college or refinance if you have student loans.
Lending
https://www.bakerhill.com/ A Loan Origination System Built for the Needs of Banks & Credit Unions.
https://www.prosper.com/ Smart, simple tools for borrowing, saving & earning. Also allows individuals to supply capital for lending, savings to others.
https://www.upstart.com/ Grow your consumer loan portfolio, approve more borrowers, and provide an exceptional digital experience. For businesses who make loans.
Saving
https://www.builtinseattle.com/company/gemini Gemini is a licensed digital asset exchange and custodian. We built the Gemini platform so customers can buy, sell, and store digital assets (e.g., Bitcoin, Ethereum, and Zcash) in a regulated, secure, and compliant manner.
https://apexfintechsolutions.com/ Our clients pursue a vast and expanding array of goals. They come to us as start-ups, established players, industry titans, or thriving enterprises ready to explore new markets. We innovate in several directions at once because they all deserve scalable solutions for the path ahead.
https://www.varomoney.com/ Money shouldn’t just work for some of us. It should work for all of us.
Investing
https://bumped.com/ Up-level your existing loyalty program by giving customers the option to convert points for stock rewards, or build from scratch with Bumped-hosted platforms.
https://miradorllc.com/ Our Middle Office Services team acts as an extension of your staff to perform a multitude of tasks such as; account opening; money movement; direct trade execution; private investment management; billing and much more. This not only clears your day, it lets you sleep at night.
https://www.campbellglobal.com/ Campbell Global is a leading global investment manager focused on forestland. We are widely recognized as an authority on both forest management and timberland investing.
Insuring
https://www.fortegra.com/ Fortegra offers a variety of innovative insurance and reinsurance products, from consumer protection products to specialty program insurance.
https://slice.is/ We partner with MGAs and Wholesalers to distribute our white labeled or co-branded small business insurance products.
Australia
1. Pay:
Afterpay - Buy now, pay later service, that splits purchases into 4 interest free instalments.
2. Saving:
Ubank - an online bank with low overheads.
3. Borrow:
Lendi.com.au - A fintech for online home loans.
4. Lending
Plenti - Invest in loans and lend to creditworthy borrowers across Australia.
5. Invest:
Superhero - DIY platform that allows users to invest and trade Aussie and US shares online.
6. Insurance:
Huddle / Bingle - Car and home and contents insurance.
In pseudo-communist Canada the state tries to monopolize a lot, but I can point out:
Payments - Moneris. It’s the most widely used payments processor.
Saving - Neo Financial. Offering high interest savings accounts.
Investing - Questrade. Aside from Interactive Brokers, the only non-banking brokerage.
Lending - Lending Club. Backed by real estate, high yield loans.
Borrowing - Lendful. A subsidiary company of a federally regulated financial institution. Offers loans on good credit only.
Insurance - Apollo Insurance. Purchase small business or personal insurance online, on a device 24/7.
Canada is pathetically red-taped by an overreaching socialistic government so I see most of our true innovation happening in the crypto space since there is still less regulation.
Here are some fintechs that are active in Florida and a description of their focus within the six pillars of finance:
These are just a few examples of fintechs that are active in Florida and their focus within the six pillars of finance. There are many other fintechs operating in the state with a range of different offerings
This Fintech provides to small and medium enterprises a POS (point of sales) enabling them to accept all cards (credit and debit), electronic vouchers and point cards.
This two Fintech allow you to convert from FIAT to crypto money and vice versa. (basically they both are on-ramps)
Provider of Near Filed Communication (NFC) enabled credit cards for consumers. It can be used for bill payments, cash withdrawals, and online or offline purchases
They give you daily interests with the money you pour into their platform. And they also offer different investment tools (Stocks, Government bonds, Real Estate Investment Trusts (REITS)
This Fintech app allows you to hire only three types of Insurances:
Examples of popular fintechs according to its different use cases:
Pay
SumUp: Headquartered in London, supports more than 3.5 million merchants in over 30 markets worldwide, and operates a product suite of tailor-made business tools created specifically for the micro and nano-segment. It works in the same way that Square, with a pocket size device to receive payments from credit or debit cards.
Invest
Freetrade: develops a fee-free platform for investing in stocks and funds.
With more than 1m users at present, the company aims to make investing simpler and more affordable for retail customers via its mobile app.
Borrow
Nexo: allows you to borrow against your crypto assets held in the platform.
It currently manages assets for 5М+ users across 200 jurisdictions.
Save
Moneybox: develops an award-winning mobile app that provides easy access to shares and savings ISAs.
The app combines savings, home-buying, retirement services and investments into one app, thereby helping users with financial planning.
Lend
Prodigy Finance: operates a global platform which provides loans to people studying for a Master’s degree abroad.
It’s funded by institutional and private investors, with bonds created to fund classes of students being listed on the Irish Stock Exchange, Alumni, impact funds and high-net-worth individuals can then invest in loans.
Insure
Peppercorn: provides a digital, personalized, and automated car insurance service to its customers, combines underwriting rules, technology, cutting-edge data, AI and a re-imagined CX to deliver a self-service lower cost product to the marketplace.
First UK Insurtech to get EIS relief.
PAY
Venmo, Zelle
INVEST
BlockRock. is famous for its iShares funds (also called SPDR funds) which are some of the lowest-cost ETFs available on the market. Robo Advisors rely heavily on BlackRock funds due to the quality of index tracking and the company’s low costs.
BlackRock also allows you to open retirement accounts, brokerage accounts, and 529 accounts. It supports a range of investment options with commission-free trades and low costs on ETFs and mutual funds.
BORROW
SoFi is committed to helping its members make sound financial decisions, including sound borrowing decisions. Personal loans from SoFi come with fixed interest rates and terms that work with a variety of budgets and for different financial needs — and no fees required.
SAVE
Capital One Performance 360 offers the convenience and accessibility of a major national bank with a generous interest rate more typical of online banks.
LEND
LendingPros is dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending with great rates and fantastic service.LendingPros is dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending with great rates and fantastic service.
INSURE
Travelers is one of the largest providers of property and casualty insurance products in the United States. Our success is built upon our ability to provide innovative insurance and risk protection products and services in-synch with our customers’ needs.
(Sweden)
Pay: Klarna
Investments: Nordnet
Borrowing: Lendify
Saving: Opti
Lending: Tink
Insurance: Vinge
PAY : Adyen, the payment plumbing company that is more profitable than Stripe and the like. They focus on bigger players, have lower margins per payment but lower operating costs too
INVEST : be-long: wealth management
BORROW : Youdge: online comparison for various types of loans
SAVE : Green-Got: the neobank with a green twist in France
LEND : leetchi: start a donation pot, be it for X’s BDay at the office or to put a disenfranchised person through college
INSURE : Lemonade: on the most successful. they flipped the switch on insurance, changing the entire incentive structure