I am so excited to be here i have lots of good ideas … i would love to share them and see if there is a possibility to implement it and maybe some of you want to take part in it of can help to make this come true.
Greets.
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Hello there, I see big step forward with BSC, where issue of big transaction fees with ETH was eliminated by thia alternative and I really like platforms like PancakeSwap, where you have many possibilities how to gain some funds into your portfolio. Lotteries seems to me sometimes like gamble zone, because there is this adrenaline rush you have waiting for the prize, but it is very user friendly and I think DeFi will be big domain in the future of finance sector.
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Fully agree with you, NumaMisfit! Currently, I prefer BSC over Ethereum. It’s cheaper and faster. And there are really good arbitrage opportunities. For example, Beefy.finance dapp. There you can stake many BSC native tokens, like CAKE from PancakeSwap and get almost 200% APY! Where in a world of centralized finance will you find such return rate? Of course, one needs to be careful with any new dapp and consider risks, especially when crypto market goes into a bear phase.
Good luck exploring further!
Alexey
i see defi needing links to more centralized platforms until retail can handle using these apps. BSC definitely seems to be catching the market on that. Myself having usdt and binance i see my next step is to find value in decentralised staking/swapping/loaning but understanding the time frames to do this before a bear market comes and what will happen to my investments needs more awakening.
I would love to see DEFI income protection and life insurance go mainstream so that everyone may have access to this important insurance regardless of pre-existing medical conditions. Many people at present do not qualify for life insurance when they apply and a background health check is done on them. DEFI life insurance would be a total game changer and could serve to give all individuals and families a greater peace of mind.
Most of the people new in crypto are focused just in trading coins. They do not really know that every coin represents a specific project and what is the puprose of it. It will be nice to show those new people in this space what is DeFi and teach them as in this course. In this case the DeFi will grow more and more. More people will be participating in projects. The DeFi space will be more secure etc.
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The bad news is that I am an accountant!!!
I am interested to see what I can do and retain on the programming side of things…when doing the DeFi course I saw many incredible possibilities…yet gas prices (fees) are not friendly to mass adoption currently
Projects I am interested in consist of transacting in BTC or other coins. User-friendly apps are the way, the truth, and the light. Still waiting on that BlockFi Visa for BTC rewards. Centralized plats, such as Crypto.com or Nexo have debit cards that assist in transactions. Due to Covid restrictions last year, the restaurant businesses that had take out or delivery options thrived. This interests me, getting things ordered from places for convenience.
It can help people in other countries to order items cross-borders.
So, my interest lies in transactions implementing tokens as payments in the mainstream world. Unless we can bypass the mainstream middlemen entirely, wow!!! that would be nice. Gas fees are too astronomical me thinks!!!
Hi Amadeo , thank you so much all the things which i learned from you and i think also that DeFI is the future for cryptocurrency . I like a lot Elrond with Maiar app , it is very easy to use and in the near future i can buy whatever i want from amazon with Maiar thru shopping.io. Also Coti it is an amazing decentralized project for payments , i can use my crypto coins for payments and they will have also debit card , the stacking on Coti have a good interest depends of the amount. The best project for stacking and borrowing from DEFI is Venus (XVS ) in my opinion because their coin VAI it`s backed by a basket of stablecoins.
Thank you
This course took me longer than i thought 
but it worth it because i learned so much ans its just the tip of the iceberg. There must be an app fitting each user, and so many options that take some time to truly understand how they work. There is a lot of complicated lenguaje but its necessary to understand certain things. So I will keep investigating, searching, and looking for new meanings on the dictionary.
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I am most interested in what Flare Finance is bringing to the defi space
This is my perspective about DeFi ecosystem.
As cryptocurrencies become more mainstream, there will be a battle between CeFi and DeFi and the choice lies on the users. CeFi posses some advantages such as large global influence (think PayPal, Binance) while DeFi in terms of the mass markets is still kind of vague. Users can be uncomfortable when knowing that their hard-earned resources is placed into a DeFi system that is not associated to any organization or under a DAO because if anything happens, there is a chance that they might not be able to recover their resources. The decentralised insurance comes into play here and should be mandatory to provide some peace of mind that their resources are insured. The incentives seem good as rates are better than most traditional financial instrument. Education would be the key to equip regular folks on how to manage their resources from fiat to crypto and giving them the options that they feel most comfortable with.
The merge between traditional finance tech such as Visa/Mastercard that offers convenience and accessibility and crypto is great but only serves as a bridge between transitioning from CeFi to CeDeFi and hopefully the end goal is DeFi being the prominent choice for finance related instrument. I still feel CeFi still has a role to play and DeFi being its competitor can help keep CeFi in check from monopolizing/manipulations. This will benefit the majority and those with malicious intent will have lesser influence on wealth distribution. Sorry for the long reply and It might not even be totally related but this is just my 2 cents or 0.0000087 ether as of today.
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The biggest concern when it comes to DEFI on Ethereum platform is how can we bring those gas fees down? It is crazy how high it can get for a simple exchange transaction. I have gave up on many transactions just because of the high fees. I would love to dive in on options on how to solve this problem.
My head is spinning!
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Hello everyone, thank you for the valuable questions and answers people are sharing in this forum. Really helpful to read through these and understand that I am not alone in some of these questions.
Not sure if this is DeFi but perhaps in the future there could be a product for all kinds of mandatory insurance policies people have to buy (i.e. compulsory civil liability insurance policies for drivers, builders, event organizers etc.). I guess someone more brighter than me who can actually program, can develop a solution where people would buy insurance, create a pool of resources from premiums and pay out for insurance cases from the common pool. There definitely is a smart way to avoid the existing insurance brokers and incentivise objective and effective governance of such insurance pools.
For the arbitrage opportunities, are we going to talk about flash loans? It’s a really cool feature and it’s definitely a skill that we can master. Thanks for sharing your knowledge in the course!
Agreed and very cool that you took the time to write out your thoughts. Adds to the conversation because at the end of it it is about adoption and there is that element of the “unknown/ unfamiliar territory” lurking 
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It feels great finally having some base/ base+ knowledge about DeFi as well as CeFi and all the fuss that goes along with both. Now I can listen to certain finance/ economics discussion and not feel totally lost.
As far as I am concerned, being and creator, writer, entertainer by career, I am looking to dive into the streaming (music, content, podcast) as well as NFT elements of the DeFi space. Again, it was definitely a plus to take the time to understand the money markets, synthetics, insurance sectors etc., as I am sure I will have a use case for that knowledge in some endeavours in the world of arts and life in general.
Looking forward to build on what I have gained so far
blessings…
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Good comment. Totally agree. It´s speculation on coins, not building functions using tokens and protocols, that is pushed out in media - unless you read Cointelegraph and other crypto-news.
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Thank you for this informative and mind expanding course, @amadeobrands !
I am interested in the implications for real estate transactions, currency exchange during international travel, and marketplace transactions on the Blockchain using Defi. I also am curious about tax implications and smart loopholes (not evasion) that can be utilized, such as keeping crypto in alternative tokens instead of cashing out in USD.
And, I am such a beginner, I will need more education and exploration before I feel equipped to build anything. I know I will gain more knowledge and experience through the Academy. On to learning how to code!
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Thanks for reading and sharing your thoughts about it. Honestly it is definitely unexplored territory but as terrifying as it is, its pretty exciting as well!
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