I’ve used BlockFi and was happy with their interest rates but it takes over 24 hours to withdraw which I think is a bit long and yes they’re definitely not DeFi. I like that they’ve added trading so you can lock in gains by moving in and out of stablecoins without withdrawing but the spread is a little wide and the trading form is awkward because you have to enter how much you want to buy instead of what you want to sell so you end up with tiny balances left over which is annoying.
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Agreed I also like Curve … but it is in beta and there is some red flags 
Maybe I need to build a better protocol?
Name: Colendi
Category: lending, credit scores
Website: https://www.colendi.com/
Admin key info: unknown
Stack: ETH
Repo: https://github.com/colendi-project
Unfortunately in my research I could not find a white paper, there are reports of their ICO coming soon.
Colendi is essentially trying to provide credit scores on the blockchain of allow both consumers and merchants. Having a credit score for all parties is designed to allow for more complex payment plans. This Dapp would also produce it’s own token, as mentioned before.
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In my opinion, Quantstamp would be an excellent addition to your very inclusive DeFi Ecosystem overview. Quantstamp has been auditing smart contracts and blockchain applications for several years. Recently, they have been working on a number of DeFi projects. Having good security both before and after deployment is super important to DeFi projects.
Although Quantstamp is not a new entity, their entry into the DeFi auditing space is. Therefore, I believe they are worthy of inclusion.
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This are the only ones that come to my mind:
1.coinloan
2.nexo
3.CelsiusNetwork
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DeFi is changing the world. I have proects that hope will be adding to the space in the next couple of years.
What do you think of the Exchange Union?
https://www.exchangeunion.com/en-gb/
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I have more a question: Looking to the idea of wiling to decentralise API’s. Looking to for example registered companies in a chamber of commerce register. An institute based on government laws to facilitate a sort of trust for entrepreneurs (knowing with who you are doing business and have an address to sue people when something goes wrong). Those institutes has APIś which you can use in applications and could be decentralized. But why should we do this? You still need a basis which will maintain the registration on the background. Decentralizing such service further you could say that a mulltisig or a DAO could offer a complete better service than a central registration with API’s. Taking this path I suppose we still need a relation to the law. How to look to groups who start sort of decentralized collaborations? How will this workout in the future? Will there be no chamber of commerce anymore at all? Or will chamber of commerce having his own blockchain with decentralized entities? How will this going in the future?
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i dont know how secure will the stablecoin being backed by dollars these days, probably in my opinion asset backed token will be saver because the real value that i see in world relies on goods and services only, from Indonesia i found tokenomy.com which i havent really figure out how to value their token, is it the same as coins.ph didnt really understand that either as i see they provide exchanges of crypto, but under the supervision of Banks, but i do really love seeing BAT in my Brave browser, very interesting to see how goods and services eventually get tokenized in the future, someday i would also really like to make my own token that can be used by my cafe loyal costumer as a gifts in return of their loyalty, wish me luck 
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I actually think for now I really like Maker Dao´s Oasis. Now i was wondering… The lending rates are now close to 0%. Also I read that it is because of the crash that happend a month or so ago. Is there any news on when this will change?
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Those videos were jam packed with info. I learned a lot! Thank you.
However, it would be nice if some of the videos were broken into smaller videos. " DeFi is financial lego - Maker DAO, Compound, Zerion, Totle" could be broken in to smaller videos and would make it easier to rewatch some sections.
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Interesting course!
I think projects like these are very interesting. To widen the parameter a bit, I think DEX:es are very interesting, love 1inch with you showed, but also places liks fork delta, more “trading oriented”. Not really something I use, but conceptually it’s interesting and in times like these (when some countries temporarily bans shorting) it’s an area that got some potential and could lead to a market that truly is transparent.
I agree, I would have preferred it too if it was broken into smaller videos. That way we could also focus better on the individual content and like you said rewatch some parts.
But never the less, I was still able to connect the dots and do some research in the links that he provided to better understand some things in the DeFi space.
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Anybody heard of RUNE @thorchain.org.
It’s one of the coolest interoperability crosschain swap projects in my opinion.
I think it has a big role to play in bringing value to all chains. 
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Hi Amadeo,
I have chosen three very different projects in the crypto space.
-
Name: Near Protocol
Category: Blockchain Protocol
website: https://near.org/
“NEAR Protocol is a decentralized storage and compute platform that is secure enough to manage high value assets like money or identity and performant enough to make them useful for everyday people, putting the power of the Open Web in their hands”. -
Name: pTokens
Category: Assets (DeFi)
Website: https://ptokens.io/
The pTokens tool complements blockchain technology with Trusted Computing, resulting in a security-oriented bridge that tears down blockchain walls and makes cross-chain composability possible. pTokens aim to be governed by a fully decentralized network of validators where multiple different TEEs and operators ensure there is no central point of failure. -
Name: Bidao
Categories: Lending
Website: https://bidaochain.com/
“BiDao is a new blockchain system [2] that creates a trustless stablecoin and a new decentralized financial tool that allows leveraged trading in a trustless setup. Moreover, BiDao is a one-stop-shop for DeFi applications". "Our goal is to create a blockchain-agnostic ecosystem for Defi applications.”
From my understanding all these are interesting projects and have a different and unique approach with good potential. They all have very good team, backers and collaborating partners.
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I kinda still don’t feel 100% to what to look for in the dapps but so far this one caught my eye
It’s a game i’ll need to take more time to understand exactly how i’ll be able to profit from it on top of the playing 
I did try the Coin Flip (Actually made a small win and at the same time almost lost all my eth 
)
also purchased like 50 tickets on the pool together, had to swap for DAI and enjoyed the experience.
Anyway hopefully I’ll get a better hang of it soon it does feels like an incredible world!
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Hey Freedomfflow1
I believe there are several protocols out there similar to Ethereum block chain platform ie. Tezoz, Neo, stellar etc… and now Near(new just released on the mainnet), check Near.org this looks like going to compete with Eth 2.0. Interesting team and good backers. It claims to solve the problems of Ethereum like scalability and security in the defi space.
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Hello and thank you for teaching the DeFi 101! I have been learning and using Dapps in this DeFi Space for a couple years (invested in the 0x ICO in 2017). Super cool to see the massive progression happening in the past year.
Gaming and NFT’s are really cool I think. Have you used or hear of Marble.cards?
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I think Hydro looks like a great project!
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Thank you for you participation @Goosie
This is a very good and essential question we need to ask.
Below in this podcast both heavyweight in the industry discuss part of this issue.
My view is that we need baby steps towards a zero trust financial ecosystem where the individual user will have full control over there wealth and a world where monetary powers and states are separated things. Apart from that transparent financial systems will make the whole value chain more efficient in my view.
But there are still a lot of challenge ahead of us … but it is interesting to see that our current financial system is so rotten with negative interest rates … that it should not be that hard to create a more efficient alternative that will reward it’s participants to participate.
Thank you for your feedback will do this in DeFi 201