I found https://www.hegic.co/ and read the white paper. Hegic: On-chain Options Trading Protocol on Ethereum Powered by Hedge Contracts and Liquidity Pools.
I hope to see more growth in this area.
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Hello amadeobrands wow the amount of information that is shared on this forum is amazing.
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Amzing content! Learning a lot about the DeFi space, very informative. Here is an example on how some DeFi proyects offered different interest rates with different stablecoins. 
Besides that, there is a really cool feature that Aave provides access to [OpenLaw contracts] that allow you with the credit line to set up terms for their counterparty to agree to. They can turn to arbitration or the courts in the event of a default. This will work if you donāt have any Crypto to provide as collateral or if you canāt make a flash loan.
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https://acala.network/ is looking to be the first parachain on Polkadot and is going to bring DeFi to the Polkadot network. It will be interesting to see in a years time how they are coming along with users.
The aggregators layer (building block) is making it easier for users to compare rates in different applications in application layer which in my opinion makes it easier to chose which is s essential for mass adoption.
Right now its feels hard to navigate through blockchain defi services.
For non tech savvy people this is a difficult barrier.
Ethereum is ahead of other blockchains but i believe there is some blockchains are developing to rival the current king of Defi but as am new in this field its still hard for me to spot young potentials.
Thank you Amadeo! Learning so much on this chapter.
One of the Defi Infrastructure that I love is Chainlink! A Blockchain oracle project - that will give business the opportunity to go from off-chain to on-chain. This is a good way to bring mainstream adoption to blockchain.
Iāve mentioned Orion Protocol in the discussion from the previous chapter, but I have to give it a shoutout again because it shows so much promise. Itās essentially an everything-in-one DeFi protocol where you can be a broker, stake, trade along many other functions. As a side note, Orion Protocol with be interoperable with the Cardano blockchain when they begin using smart contracts.
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Much to my relief, after about 8 weeks the issue was fixed and my deposit is now showing in my account. I do understand that they were hit really hard with a lot of traffic, and I happened to be one of the unlucky people caught in the middle of that. Iām happy that I once again have access to my LINK. They have not paid me any back interest for the time that my money was locked up, in case anyone was wondering. Currently I feel neither good nor bad about this, Iām just happy that I didnāt lose a substantial amount of value.
This space is still extremely new, and I see a lot of bugs are still being worked out.
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Hello, everyone
I recently discovered the Alchemix lending platform which is built on the top of yearn. This platform allows you to take out a loan in stable coins, but your loan is repaid automatically over time! You do need to have 200% collateral to take out a loan. So letās say you want to buy a house for $300,000. You will need to deposit 600,000 DAI and Alchemix will let you take out 300,000 of their stable coins, which can be converted to USD. You then purchase a house for $300,000 cash and your loan is repaid within 2 years, without you actually paying any interest! After 2 years, the loan is automatically paid off through yearn finance and you will be to withdraw your 600,000 DAI. So after 2 years, you will have 600,000 DAI and a house!
Very soon, you will be able to deposit ETH and BTC as collateral in Alchemix!
If you want to know more detail, you can listen to the bankless podcast where they talk to one of the founders who was actually a self-taught developer. The platform is only 2 months old and has already over a billion dollars deposited and it is also doing around $20K of revenue per day!
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My answers for this DeFi stack assignment:
- Decentralized insurance ā https://www.bridgemutual.io/
- Decentralized money markets - https://curve.fi
- Decentralized syntetics - Syntetics
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Decentralized stablecoins - USDP - Decentralized exchange: - Sushi
Good to know that it finally showed up, hopefully the bugs get fixed soon! Thank you for the update!
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not sure what to make of BSC yet but Pancake meanwhile pretty much equal to Uniswap in volume by now. I am oldschool mainly on Ethereum. I feel most of the rugpulls and those useless meme token you find on BSC. And then of course no offense intended to CZ but BSC can never be the same as Ethereum, especially if it comes to DEFI. I did not really dive too much into DEFI so far. A project I was interested in was BMXX which looked like a very clean Aave fork that moved to BSC. Then will continue to look at Xfai. Also curious which forms of passive income this can actually provide once the oracle ist live. A lot of interesting backers in the VC space and Roger Ver. And then I am a sucker for good oracles. For one there is HAPI as the upcoming cybersecurity oracle. Cybersecurity also part of DEFI for me. And Xfai is liquidity oracle for DEXs. See massive potential with this project and also their LGE might prove to be a real alternative to the now common forms of initial fundraising.
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Kava.io - multi-asset DeFi project, was the first decentralized money market with cross-chain features in the world.
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0x is a project which iām following since more than two years now.
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Aleph.im - layer-2 cross-chain network, first cloud-native blockchain. Aleph already released a decentralized storage DAPP, and also their website is hosted on the network.
Iām with you in Alchemix a Nice site and great ecosystem 
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https://pancakebunny.finance/pool
PancakeBunny is a yield aggregator that auto compounds your staked tokens. Instead of staking in a pool in say Pancakeswap where you staked your cake tokens and get 91% APR which is nice but If you were to stake on PancakeBunny you would get 220% APR because the protocol compounds your yields automatically multiple times a day. Also, the yield from the 220% APR is split between in this case Cake and Bunny. It is worth noting that pancake swap added auto compounding to their Cake pool which calculates out the APR to 144% for just cake.
Hi, not sure about other essential blocks for DeFi but on the development of a more mature infranstructure, how about Truebit - a scalable verification solution for blockchains. From their website: "While smart contracts can perform small computations correctly, large computation tasks pose security risks for blockchains. Truebit counteracts this shortcoming via a trustless, retrofitting oracle which correctly performs computational tasks. Any smart contract can issue a computation task to this oracle in the form of WebAssembly bytecode, while anonymous āminersā receive rewards for correctly solving the task.
The oracleās protocol guarantees correctness in two layers: a unanimous consensus layer where anyone can object to faulty solutions, and an on-chain mechanism which incentivizes participation and ensures fair remuneration. These components formally manifest themselves through a combination of novel, off-chain architecture and on-chain smart contracts.
Rather than relying on external, cryptographic proofs of correctness, Truebit leverages game theoretic principles to effectively increase the on-chain computation power of existing networks".
I would really like to know how exactly use DeFi and be able to farm yield but so far, still not so confident on it!
Hey, eveyone
I have been following Zilliqa for a while and certainly believe that it has the ability to hold itself firmly in Defi space. 
I havenāt seen this in the Nexus Mutual whitepaper yet, but Iām wondering if there exist bots that can assist in the actual analysis of smart contract code, so that risk can be assessed more probabilistically. In other words, how transparent are codings to scrutiny on etherscan so that they may be combed through in the abstract?
Hello @amadeobrands, on a personal note considering where I am from (Chile) - This space is going to take some more time for adoption and understanding but I can see this moving forward.
I honestly see the insurance space moving more into institutions and business here mining is responsible for 44% of GDP and insurance claims are on the rise.
It is very interesting to see how this moves into more day to day situations like using P2P insurance for cars or homes, having communities start their own fund for this sort of interaction.
Thanks for the lessons!
i love the concept of some sort of protection for your crypto this definitely will pick up more in the future.