Australia
Pay - Alipay Australia
Invest - Absolute
Borrow - Driva
Save - Volt
Lend - RFi
Insure - BIS
2 Likes
Pay Swish
Saving Lysa Opti
Ledning Lendo
Borrow Lendo
Insurance
Investing Avanza Lysa Opti
1 Like
saving - wealthsimple invest
payment - paypal
borrowing - iCASH
lending - iCASH
insurance - allstate
investing - wealthsimple trade
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paying -Tpaga: Allows consumers to store money via cash kiosk and then use it to pay utility bills, cell phone top-up, supermarket and even gas station merchants.
saving - Coink: It focuses on allowing its users to save easily by transforming small amounts of cash into digital currency they can then spend however they like.
insurance -Safetalpa: Saving organizations from online financial fraud
investing -Trii: Is the first stock trading app in Colombia
borrowing- Avista: Its purpose is to guarantee access to credit products to all segments of Colombia’s population
lending -Sempli: Is the leading online lending platform for small businesses in Colombia.
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PAY:- Alipay is quite popular here in SAR, buy food with just scan and pay as well as paying bills an remittances with in the country.
SAVE:- Ant Bank Limited, save and spend money in jurisdiction in asia that granted them license to operate. Part of the giant fintech Alibaba.
INSURANCE:- Ping An OneConnect Bank Limited, it is an offshoot of Ping An Insurance in China that provide insurance easily to customers.
INVESTING:- FTX is a crypto and derivatives of stocks traded on its platform for people around the world to have access in different market.
LENDING: WeLend, purely online lending platform in HK that helps serve clients faster than a normal bank.
BORROW:- Welend also can borrow if you are eligible to do so via providing some documents.
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- Pay- Paypal It’s is an online financial service that allows you to pay for items using a secure internet account.
- Investment - WealthSimple is a robo-advisor that offers beginners or investors who prefer to be hands-off a choice of investment portfolios to suit their risk tolerance and financial goals.
3,. Borrowing - Loans Canada allows users to research, search and compare financial services and providers. When you submit a form for a service on Loans Canada, the platform will make a simple referral of your application to qualified providers. - Savings - Neo is the first Canadian fintech company to offer a CDIC-eligible high-interest savings account that works like an everyday banking account.
- Lending - goPeer is Canada’s first consumer P2P lending platform dedicated to helping Canadians to lend and borrow from each other.
- Insure - Zensurance Their recommendation engine assesses a company’s insurance needs (e.g., based on peers, industry risks) and then recommends the optimal package. Allows the customer to get multiple quotes, purchase and manage without ever having to call or email a person
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Bitso is a secure and a reliable cryptocurrency exchange. However, they support Mexican peso as the only fiat currency deposits option. They have very low fees and they support trading for several types of cryptos and not just Bitcoin.
The customer support is fairly comprehensive with sufficient materials to give you a good idea what cryptocurrency trading is all about. Thus the Bitso exchange is one of the best exchanges in Latin America which provides an excellent trading platform for its users.
1 Like
USA Fintech companies
2 Likes
Investment -
Investagrams - aims to help the Philippine population achieve financial freedom through stock market investments. Its serves as an educational base, trading competition hub and collaboration platform for new and experienced investors to trade tips and experience.
Lending -
Seekcap - is affiliated with one of Philippines biggest banks, UnionBank. The platform helps take the hassle and stress out of finding a loan suitable to help businesses thrive or expand.
Tonik - aims to tackle the issues of traditional banking by helping people have quick, easy access to their money and short-term loans all through a simple app
Pay -
PayMongo offers an online payments API for firms in the Philippines. This can be integrated into websites and apps, allowing owners to accept payments from bank cards and digital wallets like GrabPay and GCash thus making it easier to run an online business.
All fintech companies in the phillipines
1 Like
For Sweden.
Pay:
Klarna. Enables payment for both shoppers and merchants. Has an app for convenience.
Invest:
Avanza. Very user friendly service for trading stocks and other instruments. Also offer loans to consumers.
Borrow:
Advisa. Provides a marketplace for financial products.
Froda. Digital loans for SME. Easy way to apply.
Save:
Klarna. Started to offer savings as well as pyments.
Lend:
Fellow Finance. We facilitate financing. Our core task is to help businesses and people in their everyday financing needs, while providing quality investment targets for our loan investors. We are present in the channels and moments where businesses and consumers need financing.
Insure:
Insurely. Provides access to high quality insurance data from 95% of the Swedish insurance market through one single API.
1 Like
Pay - PayPal - Payment service linked to credit card or bank account
Invest - eToro - social trading platform
Borrow - Updraft - Monitors lending with financial planning. Lower cost loans than credit cards
Save - RoundlyX - Rounds up dollar expenditures to nearest dollar and converts to crypto
Lend - Celsius Network - Deposit crypto, pays in dollars
Insure - Bridge Mutual - underwrites insurance for blockchain users
2 Likes
Lendit.com Event on Fintec and Defi with Aave, Chainlink, Syth
See video link.
https://youtu.be/21eFO8DfLhM
1 Like
Fintech Australia
BORROWING
Lendi – A lending platform for home loans.
Lendi’s customers submit details about their property needs and financial situation. Lendi’s “smart tech” then compares thousands of loans from 35+ lenders to match the needs of the customer, and provides a shortlist of options.
The customer then uploads documents online, and Lendi’s “Approval Confidence” tech finds loans with a high likelihood of approval. The loan application is then submitted online.
LENDING
Chopin Peer-to-Peer lending
Chopin Peer to Peer lending (P2P) allows users to match part of their savings with pre-qualified SME Borrowers providing an attractive return and making a difference to the world of Finance for SME’s.
Chopin matches investor savings with pools of pre-qualified SME Borrowers across 4 Loan Instalment Finance Products of the 7 Finance Products that SME’s need to grow their business, increase employment and contribute to Australia’s economic growth.
The investor selects from various product portfolios can mix a Portfolio of loans matching his or her term and dollar availability.
PAYMENTS
Afterpay - a payment platform for retail sales
Afdterpay allows customers to pay of retail sales in 4 instalments with no interst. It pays the merchant upfront the cost of the sales minus a discount, and receives the instalments back from the customer in 2-weekly instalments. Customers like it because they can purchase goods more easily, and merchants generally find their turnover increases as a result.
INVESTING
EasyEquities
EasyEquities is a unique investment platform that “puts your wealth creation, in your hands.”
The company provides a DIY platform that offers users access to local and international markets, at super-low cost. There are no minimum trade values and no monthly platform fees, which enables investors to invest as little or as much as they can afford in the brands they wish.
The platform charges only 0.10% on Australian Shares and ETFs traded, 0.25% on US shares and ETFs traded.
SAVING
Mozo
More savings
Mozo stands for money saving zone, and offers more savings to clients. The platform compares over 1800 products from 200+ banking, insurance and energy providers so that the can instantly find top deals. They claim that their expertise provides expert comparisons, reviews, info and tools which are used by millions of Australians a year. Their website has several savings account and term deposit calculators.
INSURANCE
Evari
Evari provides a software platform that empowers insurers to launch and manage insurance products that are easy to buy, easy to manage and flexible to changing needs. The platform includes a Product Builder, Broker & Agency Tools, multi-channel distribution and easy data integration.
The company’s stated aim is to build the technology to help insurers all over the world offer the right protection to the right customer.They claim to provide the complete package to control an insurer’s portfolio, distribution and changing needs.
2 Likes
- Payment – Elavon (Elavon.co.uk) Elavon is a processor of credit card transactions and a subsidiary of U.S. Bancorp. Elavon offers merchant processing in more than 30 countries and supports the payment needs of more than 1,000,000 merchant locations across the globe.
- Saving – Nutmeg (Nutmeg.co.uk) Nutmeg is an online investment management company based in London. Nutmeg is an online discretionary investment management company.
- Investing – Bambu (Bambu.co) Bambu is a global leader in digital wealth management systems, designs and develops robo-advisors for financial institutions
- Borrowing Atom Bank (Atombank.co.uk) Atom Bank is a retail bank in the United Kingdom. It is the United Kingdom’s first bank built for smartphone or tablet, without any branches, and the first digital-only challenger bank to be granted a full UK regulatory licence. It handles savings, mortgages and business Loans
- Lending – Lendinvest (Lendinvest.com) operates an online peer-to-peer lending marketplace for property financing and investing. It provides opportunities for individuals, corporates and financial service institutions to invest in property-backed loans to property investors and developers. Since launching, LendInvest has facilitated over £1.5b in property loans to borrowers, resulting in the construction and renovation of over 50,000 properties across the UK.
- Insurance – Zego (Zego.com) Zego is a commercial motor insurance provider that powers opportunities for businesses, from entire fleets of vehicles to self-employed drivers and riders.
1 Like
- Pay - Paypal
- Invest - Acorns
- Borrow - Lending Home
- Save - Chime
- Lend - Blend, Point, Open Source
- Insurance - Next Insurance, Zipari, Lemonade
1 Like
1 - Payments
Adyen is a payments platform focussing on big companies and platforms (like facebook)
2 - Invest
Bux is an app which makes retail investments easy
3 - Borrow
Funding circle helps companies get a loan in an instant.
4 - Save
Ohpen fits in multiple pillars and assists banks in cloud-native banking. The Ohpen platform liberates banks from old legacy systems.
6 - Insure
Friss is an AI powered fintech that detects insurance fraud.
1 Like
In Australia:
PAY - AfterPay: a buy now pay later platform that has blown up in australia and now internationally.
SAVING - Pocketbook: gives Australians an overview of their spending habits/patterns and allows them to set budgets and milestones/goals etc. Synced with bank accounts.
INVEST - Raiz: automatically rounds up your transactions to pre-determined amounts and invests that spare change into low cost managed funds in your name.
BORROW - Tic Toc: fast home loan approvals using technology and data points (eg 20minutes vs 20 days with banks). Backed/funded by a major lender
LEND - Ratesetter: peer to peer lending, whereby you get a % based on the risk of the loan. Their platform facilitates screening and the funding/repayments of these loans.
INSURE - handdii: A three-sided marketplace connecting customers directly with contractors for insurance companies.
1 Like
Fintechs available in Denmark
Payment: Revolut
Saving: Celsius
Investing: Etoro
Borrowing: BlockFI
Lending: Funding Societies
Insurance: Lemonade
1 Like
Paying: Sezzle- Payment service where you pay for your online shopping orders over six weeks with 4 interest-free payments.
Investing: Webull- Is an investing app similar to Robinhood where you can invest in stocks, ETFs, options, and crypto commission-free.
Borrowing: MoneyKey- is an online loan and credit provider where you can get loans in a short period of time.
Saving: Cash App- is a Banking app where you can save, spend, send your money.
Lending: BlockFi- is an online platform where you loan out your crypto and in return receive interest. They even have crypto-backed loans.
Insurance: Insurify- is an online Auto insurance platform that offers low rates and no hidden fees.
1 Like
Here in Namibia,
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PayPulse- This is a new method of payment. Unlike cellphone or internet banking, this payment method does not require the user to have an active bank account. The only requirement is aan actice cellphone number.
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Investments: Within Nedbank’s cellphone banking, there is provision for investing as little money as the user can afford.
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Borrowing- First National Bank cellphone banking allows clients to borrow without actually filling in forms.
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Savings- Nedbank user interface helps the user save the change they would usually put in a piggy bank.
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Lending- All commmercial banks in Namibia lends money to those that can prove they are able to pay back the money.
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Insurance- Outsurance has been very active in the digital sphere where thy only require the client’s contact number and identification when insuring any item. Clients would just reply to a message via a text message usaally a toll free and then an agent can call them.
1 Like