In my region, my favourite Fintech is Ualá.
It is a banking app that offers banking services, covering 4 of the 6 pillars of finance: pay, invest, borrow and saving
I like it because it helps to solve the problem of little to non Financial Education in my country. People struggles with expenses, don’t know how to save or invest and Ualá makes these things easier for them.
personally I use Transferwise more than any other fintech. I travel a lot spending many months a Year outside Europe. Thanx to Transferwise and their local iban I save sensible amounts of money.
The Local Iban intuition is really useful, both to transfer money and to actually spend money in a foreign Country.
My favorite Fintech has to be Binance even if they are not based out of Nigeria.
Their app made my crypto journey easy and I was able to onboard a lot my friends too.
Flutterwave is also a very good Fintech; they revolutionized payments in Nigeria. Same as Patricia.com.ng; they were the one of the first to introduce Bitcoin trading to Nigerians.
I really liked the Lendify Fintech company that was discussed. It seems like a great company that gives the power and options back to the consumer for lending/borrowing. I know there are other companies that are doing this as well, but up until the huge tech advances over the past decade you could only borrow from a bank. This allows people with extra cash to put that to work in order to help other people.
I also really like how they help educate people on how to become a lender. It’s a great opportunity for people to make passive income with their funds as opposed to having it just sit in the bank or put it into stocks/crypto or other investments.
I also really like SafePal. I’m not sure if this is technically considered a Fintech, but it’s an app that gives you access to a scaled down version of Binance where you can trade all the coins on that exchange. In addition, it links with all the major DeFi protocols out there and allows you to do yield farming, swaps, storage, etc straight from the app. They also offer a slick hardware wallet that links up with the app.
I gotta say my favorite fintech is Revolut. I really like the services they offer and I cant wait for them to come to my country. even looking now at a 2022 update they are doing quite amazing in the space and are upgrading to more and more countries
My favorite Fintechs are Celsius, Voyager and Nuri 
Just kidding. For a long time crypto.com was my favorite Fintech, but now they reduced their benefits, which I don’t like of course. Also I reduced my Tier, but if I held it, it would still be nice until the end of the year with the 100% Netflix rebate. But still they provide good services. I can Top up my VISA card using Cryptocurrencies! Of course they will be exchanged to Euro, but I don’t think this is a bad thing. You pay in Euro, so you always know how much is on your card without the volatility. You get cashback (up to 8%), I had 3% and I made lot’s of profits also on getting 10% on my stake which is needed to get a specific Tier. Also 100% Cashback on Spotify, AirPort Lounge Access. This is just a little insight.
i would say it is Venmo; that app is linked to my account for easy payments or transfers to friends;
it wasn’t my choice but it is easier and friendly compare to paypal.
In Australia, I would say my favorite FinTech is AfterPay which is a buy now pay later FinTech which allows customers to pay in 4 fortnightly instalments. I haven’t really explored this area much, however, Revolut sounds interesting, and I would like to explore this FinTech more when I get a chance.
One example of a notable fintech company is PayPal. PayPal is a digital payments platform that allows individuals and businesses to send and receive payments online. The company was founded in 1998 and has since become a household name, with millions of users around the world.
PayPal has disrupted the traditional financial industry by offering a more convenient and secure way for individuals and businesses to conduct financial transactions online. It has also helped to drive the growth of e-commerce by making it easier for online merchants to accept payments from customers.
In addition to its core payments platform, PayPal also offers a range of financial services, including peer-to-peer payments, credit and debit card processing, and working capital loans for small businesses. The company is active in over 200 countries and has partnerships with a wide range of financial institutions and e-commerce platforms.
Overall, PayPal has had a significant impact on the financial industry and has helped to drive the growth of digital commerce. Its strong brand and innovative products and services make it a leader in the fintech space.
Does Coinbase or Binance count? because I think the most interesting Fintech is anything that is bridging the Bitcoin and crypto world with traditional banking.
Central banking is terminally flawed and we need a free market for money. Anything that helps facilitate that vision is interesting to me. I find most Fintech companies boring because all they are doing is outsourcing traditional banking services and unpacking the traditional finance product stack.
Real freedom for the consumer lies in parallel systems that empower new choices that didn’t exist before. Those will fundamentally challenge banking hegemony and are unlikely to be supported by banks unless they are overwhelmed by popular public opinion. If Fintech simply expands the power of the banks over people I consider it a failure as an industry.
The are a lot of considerable Fintechs in Mexico, one of the most remarkable, is BITSO.
BITSO is an ON-RAMP, meaning from FIAT - Crypto and vice versa. They don’t charge you a fee when sending money from one person to another within the app, you can also exchange assets within the app. This incentives people to stay within the platform.
The other side of the coin, you don’t control your keys, thereby not your keys, not your coins.
• Share some information about your favorite Fintech. What are they doing and where are they active? Motivate why they are your favorite fintech.
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One of my MBA classmate created a fintech to help build wealth over time : be-long. You can invest with an initial low interest loan to take advantage of the compounding interest starting early.